I have learned that I suck at getting them out on time even when I don't use handmade cards... so if there is any chanch of me getting cards made to send... I have to start before the leaves turn colors or there's no chance they will be done! I always play first before deciding on an "official" card, so this may not be the one people get in the mail, but it will definately be in the running!
I used Stampin' Up cardstock (sorry, can't remember the color right off), new (i think) Hero Arts tree stamp and Inkadinkado sentiment. I embossed both stamped images with white embossing powder and colored in the tree with Smooch to give it a subtle shine. Very simple card but I like how it turned out.